:root{--ink:#172d42;--navy:#0d253b;--navy2:#183852;--gold:#cda975;--gold-light:#f5e7ce;--cream:#f7f4ee;--off:#fbfaf7;--line:#e8e5df;--muted:#637382;--white:#fff;--radius:19px;--shadow:0 24px 75px rgba(15,39,56,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--off);font-family:Aptos,'Segoe UI',Arial,sans-serif;color:var(--ink);font-size:16px;-webkit-font-smoothing:antialiased}body.nav-open{overflow:hidden}h1,h2,h3,h4,p{margin-top:0}h1,h2{font-family:Georgia,'Times New Roman',serif;letter-spacing:-.035em;font-weight:500}h1{font-size:clamp(2.85rem,5vw,5.75rem);line-height:1.07}h2{font-size:clamp(2.25rem,3.3vw,3.9rem);line-height:1.12}h3{font-size:1.42rem;line-height:1.25}p{line-height:1.75}button,input,select,textarea{font:inherit}button{cursor:pointer}a{color:inherit}.container{max-width:1260px;width:calc(100% - 80px);margin:0 auto}.page{display:none}.page.active{display:block}.eyebrow{display:flex;align-items:center;gap:12px;text-transform:uppercase;letter-spacing:.18em;font-size:.69rem;font-weight:800;color:#a17a41}.eyebrow:before{content:'';height:1px;width:27px;background:var(--gold)}.light{color:#e6c38b}.gold{color:var(--gold)}.muted{color:var(--muted)}.max-copy{max-width:625px}.large-copy{font-size:1.16rem;line-height:1.8}.btn{border:none;display:inline-flex;justify-content:center;align-items:center;gap:26px;text-decoration:none;border-radius:6px;padding:17px 23px;font-weight:700;transition:transform .2s,background .2s,border .2s;min-height:51px}.btn:hover{transform:translateY(-2px)}.btn .arrow{font-size:1.18rem;font-weight:400}.btn-primary{background:var(--gold);color:#172536}.btn-primary:hover{background:#e3bf86}.btn-outline-light{background:transparent;border:1px solid rgba(255,255,255,.42);color:#fff}.btn-outline-light:hover{background:rgba(255,255,255,.11)}.btn-outline{background:transparent;border:1px solid #a9b5bb;color:var(--ink)}.btn-outline:hover{background:#f1ede5}.btn-white{background:#fff;color:var(--ink)}.button-row{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:30px}.topbar{background:#0b2033;color:#d6dee2;padding:9px 0;font-size:.73rem;letter-spacing:.07em}.topbar .container{display:flex;justify-content:space-between;gap:15px}.topbar span:last-child{color:#d5b488}.site-header{position:sticky;top:0;z-index:90;background:rgba(255,255,255,.97);backdrop-filter:blur(14px);border-bottom:1px solid rgba(4,35,55,.09)}.header-wrap{height:86px;display:flex;align-items:center;gap:30px}.logo{display:flex;align-items:center;gap:13px;text-decoration:none;white-space:nowrap;cursor:pointer}.logo-mark{width:47px;height:47px;display:grid;place-items:center;flex:0 0 auto;background:var(--navy);position:relative;color:#e5c087;box-shadow:inset 0 0 0 1px rgba(213,177,118,.5)}.logo-mark:before,.logo-mark:after{content:'';position:absolute;inset:6px;border:1px solid rgba(205,169,117,.47)}.logo-mark:after{inset:11px;transform:rotate(45deg);border-color:rgba(205,169,117,.24)}.logo-mark span{font-family:Georgia,serif;font-size:18px;position:relative;z-index:1}.brand-name{display:block;font-size:.84rem;font-weight:850;letter-spacing:.11em}.brand-sub{display:block;margin-top:4px;font-size:.55rem;letter-spacing:.24em;color:#8a775f}.site-nav{display:flex;gap:30px;align-items:center;margin-left:auto}.nav-link{border:0;background:none;color:#4b5c69;padding:12px 0;font-weight:650;font-size:.86rem;position:relative}.nav-link:hover,.nav-link.active{color:var(--navy)}.nav-link.active:after{content:'';position:absolute;bottom:1px;left:0;right:0;height:2px;background:var(--gold)}.lang-switch{border:1px solid #deded9;border-radius:5px;display:flex;padding:3px;background:#faf9f7}.lang-btn{border:0;background:none;padding:8px 11px;color:#65737b;font-size:.73rem;font-weight:800}.lang-btn.active{background:var(--navy);color:#fff;border-radius:3px}.header-cta{font-size:.78rem;padding:12px 16px;min-height:42px}.menu-toggle{display:none;margin-left:auto;border:1px solid #e0e4e4;background:white;border-radius:6px;padding:9px 11px;color:var(--navy)}
/* home hero */
.hero-home{background:var(--navy);position:relative;overflow:hidden;color:#fff}.hero-home:before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 20% 20%,rgba(48,86,111,.35),transparent 60%),repeating-linear-gradient(100deg,transparent 0 75px,rgba(255,255,255,.015) 76px 77px)}.hero-home:after{content:'OBS';font-family:Georgia,serif;font-size:clamp(17rem,39vw,46rem);position:absolute;bottom:-.3em;left:-.08em;line-height:1;color:rgba(255,255,255,.018);pointer-events:none}.hero-grid{position:relative;z-index:1;min-height:620px;display:grid;grid-template-columns:1fr .92fr;align-items:center;gap:65px;padding:76px 0 98px}.hero-copy .eyebrow{margin-bottom:27px}.hero-copy h1{max-width:700px;margin:0 0 26px}.hero-copy h1 em{font-style:normal;color:var(--gold)}.hero-copy p{font-size:1.15rem;color:#d7e0e6;max-width:550px}.hero-image-wrap{position:relative;max-width:580px;margin-left:auto;width:100%}.hero-image{width:100%;height:480px;object-fit:cover;object-position:center;border-radius:180px 180px 8px 8px;display:block;box-shadow:20px 25px 0 rgba(206,171,120,.14)}.hero-image-wrap:after{content:'';position:absolute;inset:15px 15px auto auto;width:110px;height:110px;border-top:1px solid rgba(255,255,255,.75);border-right:1px solid rgba(255,255,255,.75);border-radius:0 110px 0 0}.photo-badge{background:rgba(255,255,255,.97);box-shadow:0 24px 55px rgba(0,0,0,.12);padding:18px 24px;position:absolute;bottom:37px;left:-55px;color:var(--ink);min-width:235px;display:flex;gap:13px;align-items:center;border-left:4px solid var(--gold)}.badge-circle{border:1px solid #cbbba2;color:#a1834d;display:grid;place-items:center;border-radius:50%;height:37px;width:37px;font-size:1.1rem}.photo-badge strong{display:block;font-size:.88rem}.photo-badge small{display:block;color:var(--muted);font-size:.72rem;margin-top:4px}.hero-bottom-line{position:relative;background:#102c44;color:#c2d0d8;border-top:1px solid rgba(255,255,255,.09)}.hero-bottom-line .container{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:45px;padding:21px 0}.hero-bottom-line span{font-size:.78rem;letter-spacing:.07em}.hero-bottom-line b{color:var(--gold);font-weight:400;margin-right:9px}
.section{padding:112px 0}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:45px;margin-bottom:42px}.section-heading h2{margin:12px 0 0;max-width:720px}.section-heading p{max-width:320px;color:var(--muted);margin:0}.divider-top{border-top:1px solid var(--line)}.cream-bg{background:var(--cream)}.white-bg{background:#fff}.division-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px}.division-card{background:#fff;border:1px solid #e5e6e4;box-shadow:0 6px 20px rgba(16,45,65,.025);overflow:hidden;transition:transform .2s,box-shadow .2s}.division-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.division-image{height:300px;overflow:hidden;position:relative}.division-image img{width:100%;height:100%;display:block;object-fit:cover;transition:transform .5s}.division-card:hover img{transform:scale(1.04)}.category-chip{position:absolute;top:18px;left:18px;background:rgba(12,39,58,.90);color:#fff;padding:10px 13px;font-size:.65rem;font-weight:800;letter-spacing:.16em}.division-content{padding:32px 35px 35px}.division-content h3{font-family:Georgia,serif;font-size:1.95rem;margin:0 0 12px;font-weight:500}.division-content p{color:var(--muted);margin:0 0 21px}.text-link{font-weight:800;color:var(--navy);padding:0;border:0;background:none;text-align:left}.text-link span{color:#ae8248;margin-left:10px}.future-division{margin-top:28px;background:#f7f5f0;border:1px solid #e7e3db;display:flex;align-items:center;gap:25px;padding:25px 32px}.future-icon{width:48px;height:48px;flex:0 0 48px;background:#ece8df;color:#8e887d;display:grid;place-items:center;font-size:21px}.future-division strong{font-size:1rem}.future-division p{margin:6px 0 0;color:#879097;font-size:.84rem}.coming-pill{margin-left:auto;color:#8a857b;border:1px solid #d9d4c9;padding:8px 12px;font-size:.67rem;white-space:nowrap;letter-spacing:.06em;text-transform:uppercase}
/* values */
.proof-section{background:#fff}.proof-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.proof-item{padding:35px;display:flex;gap:16px;border-right:1px solid var(--line)}.proof-item:last-child{border-right:0}.proof-symbol{width:39px;height:39px;border:1px solid #ddc9a8;border-radius:50%;display:grid;place-items:center;flex:0 0 39px;color:#b0854c}.proof-item h3{font-size:1.01rem;margin:0 0 7px}.proof-item p{font-size:.84rem;color:var(--muted);margin:0;line-height:1.55}.denver-strip{display:grid;grid-template-columns:1fr 1.07fr;gap:0;align-items:stretch;background:#e7e4db}.denver-strip img{width:100%;height:400px;object-fit:cover;display:block}.denver-copy{background:var(--navy2);color:#fff;padding:62px max(55px,8vw);display:flex;flex-direction:column;justify-content:center}.denver-copy h2{font-size:clamp(2rem,3vw,3.1rem);margin:18px 0 17px}.denver-copy p{color:#d3e0e6;margin:0}
/* page sub hero */
.sub-hero{background:#f4f1eb;overflow:hidden;position:relative}.sub-grid{display:grid;grid-template-columns:1.07fr .93fr;align-items:center;min-height:570px;gap:50px;padding:60px 0}.sub-hero h1{font-size:clamp(2.8rem,4.5vw,5.1rem);margin:17px 0 24px;max-width:700px}.sub-hero p{color:#5d6e7a;max-width:530px;font-size:1.11rem}.sub-photo{position:relative;margin-left:auto;width:100%}.sub-photo img{width:100%;height:450px;object-fit:cover;display:block;border-radius:6px}.sub-photo:before{content:'';position:absolute;inset:18px -17px -18px 18px;border:1px solid var(--gold);pointer-events:none}.sub-photo-note{position:absolute;bottom:23px;left:-25px;background:rgba(18,46,66,.96);color:#fff;padding:19px 22px;box-shadow:0 20px 45px rgba(8,33,52,.12);font-size:.84rem;max-width:280px;border-left:3px solid var(--gold)}.breadcrumb{display:flex;gap:11px;align-items:center;color:#8f7a5c;font-size:.75rem;font-weight:750;letter-spacing:.07em}.breadcrumb button{border:0;background:none;color:#6b7780;font-size:inherit;padding:0}
.products{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.product-card{background:#fff;padding:36px 31px;border:1px solid var(--line);position:relative;min-height:350px;display:flex;flex-direction:column}.product-num{color:#ba975e;font-family:Georgia,serif;font-size:2.35rem;line-height:1;margin-bottom:27px}.product-card h3{font-family:Georgia,serif;font-size:1.55rem;margin-bottom:17px}.product-card p{font-size:.91rem;color:#5f6f79;line-height:1.73}.product-card .bottom-rule{height:2px;width:56px;background:var(--gold);margin-top:auto}.note{font-size:.76rem;color:#78828b;line-height:1.65}.insight-split{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:90px}.insight-split .visual img{height:440px;width:100%;object-fit:cover;display:block}.insight-split h2{margin:16px 0 19px}.checklist{list-style:none;padding:0;margin:24px 0;display:grid;gap:16px}.checklist li{padding-left:35px;position:relative;font-size:.93rem;color:#546674;line-height:1.7}.checklist li:before{content:'✓';position:absolute;left:0;top:1px;width:23px;height:23px;border:1px solid var(--gold);border-radius:50%;display:grid;place-items:center;font-size:.7rem;font-weight:800;color:#a47d49}
/* business */
.story-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px}.story-card{background:#fff;border:1px solid #e5e6e4;overflow:hidden}.story-card img{width:100%;height:310px;object-fit:cover;display:block}.story-body{padding:30px 32px}.story-body small{font-weight:850;text-transform:uppercase;letter-spacing:.12em;font-size:.69rem;color:#9c7a4e}.story-body h3{font-family:Georgia,serif;font-size:1.7rem;font-weight:500;margin:12px 0 13px}.story-body p{color:#697780;margin:0;font-size:.88rem}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.service-card{background:#fff;border:1px solid var(--line);padding:27px 27px 33px;min-height:255px}.service-card small{font-family:Georgia,serif;color:#ba9a6d;font-size:1.55rem}.service-card h3{font-size:1.13rem;margin:23px 0 13px}.service-card p{color:var(--muted);font-size:.85rem;margin:0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:32px}.step{border-top:2px solid var(--gold);padding-top:19px}.step small{font-size:.73rem;color:#ae8c54;font-weight:800}.step strong{display:block;font-size:1.02rem;margin:12px 0 7px}.step p{color:#64737c;font-size:.85rem;margin:0}
/* CTA / forms */
.cta-band{background:var(--navy);color:#fff;padding:74px 0}.cta-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:75px;align-items:center}.cta-band h2{margin:14px 0 24px}.cta-band p{color:#ccd9e1}.contact-box{background:#fff;color:var(--ink);padding:34px 36px;border-top:4px solid var(--gold);box-shadow:0 25px 80px rgba(0,0,0,.15)}.contact-box h3{font-family:Georgia,serif;font-size:1.66rem;font-weight:500;margin:0 0 20px}.form-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:.68rem;text-transform:uppercase;letter-spacing:.1em;color:#526777;font-weight:800}.field input,.field select,.field textarea{background:#faf9f7;border:1px solid #dce3e4;border-radius:3px;padding:13px 14px;width:100%;font-size:.87rem;color:var(--ink);outline:none}.field :is(input,select,textarea):focus{border-color:#ae8c54;box-shadow:0 0 0 2px rgba(204,169,115,.12)}.field textarea{resize:vertical;min-height:90px}.form-footer{margin-top:15px}.form-footer button{width:100%}.form-disclaimer{margin:13px 0 0!important;font-size:.73rem!important;color:#71828c!important;line-height:1.5!important}.form-status{margin-top:12px;font-size:.82rem;color:#7c5d25;display:none}.form-status.show{display:block}.agent-info{display:flex;gap:16px;align-items:start;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);padding:22px 24px;margin-top:24px}.agent-info span:first-child{border:1px solid rgba(227,192,135,.75);color:#d9bf91;display:grid;place-items:center;flex:0 0 38px;height:38px;font-size:1.2rem}.agent-info p{margin:0;font-size:.82rem;line-height:1.7}.agent-info strong{color:white}
footer{background:#081b2d;color:#b5c3cc}.footer-wrap{display:grid;grid-template-columns:1.5fr 1fr .9fr;gap:80px;padding:74px 0 50px}.footer-brand{display:flex;align-items:center;gap:16px;color:#fff;font-weight:800;letter-spacing:.1em}.footer-brand .logo-mark{border:1px solid rgba(205,169,117,.7)}.footer-wrap p{font-size:.82rem;color:#a7bbc9;max-width:350px;margin-top:19px}.footer-heading{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:#e2c189;margin-bottom:19px;font-weight:800}.footer-link{display:block;color:#bfccd3;background:none;border:0;padding:4px 0;margin-bottom:13px;font-size:.84rem;text-align:left}.footer-link:hover{color:white}.footer-bottom{border-top:1px solid rgba(255,255,255,.09);padding:19px 0 25px;font-size:.71rem;display:flex;gap:10px;justify-content:space-between;flex-wrap:wrap}.footer-bottom a{color:#e0bb83;text-decoration:none}
[id$="-contact"],[id$="-services"],#home-about{scroll-margin-top:92px}
/* preview indicator */
.preview-bar{position:fixed;z-index:120;right:22px;bottom:19px;background:rgba(18,47,68,.96);color:#fff;padding:10px 14px;border:1px solid rgba(226,191,138,.55);font-size:.68rem;letter-spacing:.11em;box-shadow:0 12px 45px rgba(10,31,44,.18);pointer-events:none}
@media(max-width:1070px){.header-wrap{gap:16px}.site-nav{gap:17px}.header-cta{display:none}.hero-grid{gap:35px}.photo-badge{left:-15px}.cta-grid{gap:35px}.insight-split{gap:40px}}
@media(max-width:790px){.container{width:calc(100% - 42px)}.topbar .container{justify-content:center}.topbar span:last-child{display:none}.header-wrap{height:72px}.logo-mark{width:42px;height:42px}.brand-name{font-size:.74rem}.brand-sub{font-size:.52rem}.menu-toggle{display:block;order:5}.lang-switch{margin-left:auto}.site-nav{display:none;position:absolute;top:72px;left:0;right:0;background:white;border-bottom:1px solid #dfe4e5;padding:16px 22px 24px;box-shadow:0 18px 25px rgba(12,36,53,.08)}.site-nav.open{display:flex;flex-direction:column;align-items:stretch;gap:4px}.nav-link{padding:13px;text-align:left}.nav-link.active:after{bottom:0;left:12px;right:auto;width:60px}.hero-grid,.sub-grid,.insight-split,.cta-grid{grid-template-columns:1fr}.hero-grid{padding:58px 0 76px;gap:48px}.hero-copy h1{font-size:clamp(3rem,10vw,4.9rem)}.hero-image-wrap{max-width:570px;margin:auto}.hero-image{height:430px}.section{padding:76px 0}.section-heading{display:block}.section-heading p{margin-top:17px;max-width:570px}.division-image{height:250px}.division-content{padding:25px}.proof-grid{grid-template-columns:1fr}.proof-item{border-right:0;border-bottom:1px solid var(--line);padding:24px 0}.proof-item:last-child{border-bottom:0}.denver-strip{grid-template-columns:1fr}.denver-strip img{height:290px}.denver-copy{padding:45px 7vw}.sub-grid{gap:42px;padding:56px 0 69px}.sub-photo{margin:auto;max-width:590px}.sub-photo img{height:360px}.products,.service-grid{grid-template-columns:1fr 1fr}.story-card img{height:235px}.footer-wrap{gap:35px}.cta-grid{gap:25px}.contact-box{max-width:640px;width:100%}}
@media(max-width:550px){.container{width:calc(100% - 34px)}.topbar{font-size:.62rem}.brand-name{font-size:.62rem;letter-spacing:.06em}.brand-sub{font-size:.46rem}.site-header .header-wrap{gap:8px}.logo{gap:8px}.logo-mark{width:37px;height:37px}.logo-mark span{font-size:15px}.lang-btn{padding:7px 6px}.menu-toggle{padding:6px 8px}.hero-grid{padding:48px 0 60px}.hero-copy h1{font-size:clamp(2.8rem,11.5vw,4.4rem)}.hero-copy p{font-size:1rem}.button-row .btn{width:100%}.hero-image{height:330px;border-radius:130px 130px 8px 8px}.photo-badge{left:0;bottom:20px;min-width:0;padding:12px 13px}.photo-badge strong{font-size:.72rem}.photo-badge small{font-size:.62rem}.photo-badge .badge-circle{width:30px;height:30px;flex:0 0 30px}.hero-bottom-line .container{gap:8px 18px;justify-content:start}.hero-bottom-line span{font-size:.65rem}.division-grid,.story-grid,.products,.service-grid,.steps{grid-template-columns:1fr}.section{padding:62px 0}.section-heading{margin-bottom:28px}.section-heading h2{font-size:2.37rem}.division-image{height:240px}.division-content h3{font-size:1.65rem}.future-division{padding:18px 16px;gap:12px}.future-icon{display:none}.future-division p{font-size:.73rem}.coming-pill{font-size:.58rem}.denver-strip img{height:210px}.denver-copy{padding:43px 22px}.sub-hero h1{font-size:clamp(2.75rem,11vw,3.8rem)}.sub-photo{margin:0 10px 0 0}.sub-photo img{height:310px}.sub-photo-note{left:-5px;bottom:15px}.product-card{min-height:auto;padding:27px}.product-num{margin-bottom:17px}.story-card img{height:255px}.insight-split .visual img{height:275px}.service-card{min-height:auto}.cta-band{padding:60px 0}.cta-grid{gap:30px}.contact-box{padding:25px 19px}.form-fields{grid-template-columns:1fr}.footer-wrap{grid-template-columns:1fr;gap:19px;padding:53px 0 28px}.footer-bottom{font-size:.65rem}.preview-bar{right:10px;bottom:10px;font-size:.57rem;padding:8px}.eyebrow{font-size:.6rem}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important}}

/* Corporate mark derived from the verified Oliveira Insurance Solutions brand image */
.logo-emblem{display:block;width:43px;height:51px;flex:0 0 43px;object-fit:contain;object-position:center;filter:drop-shadow(0 1px 1px rgba(12,33,53,.09))}
.footer-brand .logo-emblem{width:49px;height:60px;flex-basis:49px}
.ins-brand-panel{display:inline-flex;align-items:center;justify-content:flex-start;background:#fff;border:1px solid #e5dfd5;border-radius:9px;box-shadow:0 10px 24px rgba(16,43,60,.06);padding:0 13px;margin:26px 0 5px;max-width:360px}
.insurance-original-logo{display:block;width:100%;max-width:336px;height:auto;object-fit:contain}
@media(max-width:600px){.logo-emblem{width:33px;height:42px;flex-basis:33px}.ins-brand-panel{max-width:290px;padding:0 8px;margin-top:17px}.insurance-original-logo{max-width:270px}.header-wrap .logo{gap:9px}}

/* Full-card access to each division with clear keyboard focus */
a.division-card{display:block;color:inherit;text-decoration:none;cursor:pointer}
a.division-card:focus-visible{outline:3px solid #b99760;outline-offset:5px;box-shadow:0 12px 32px rgba(16,45,65,.16)}
a.division-card .text-link{display:inline-flex;align-items:center;gap:10px;font-family:inherit;pointer-events:none}
a.division-card:hover .text-link{color:#a17a40}
/* Numbering has been deliberately removed from solution and service cards. */
.product-card h3{margin-top:5px}
.service-card h3{margin-top:5px}
.step strong{display:block;margin-top:5px}

/* Netlify production extensions */
.product-card{display:flex;flex-direction:column;min-width:0}
.product-card .bottom-rule{margin-top:auto}
.product-video-block{margin-top:23px;margin-bottom:24px}
.product-video-kicker{display:flex;align-items:center;gap:9px;margin:0 0 11px;color:#9a7947;font-size:.70rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.product-video-kicker svg{width:19px;height:19px}
.product-video{display:block;width:100%;aspect-ratio:16/9;background:#0c1e30;object-fit:cover;border:1px solid rgba(13,33,53,.14);border-radius:7px;box-shadow:0 14px 35px rgba(16,42,66,.12)}
.video-caption{margin-top:9px!important;font-size:.72rem!important;line-height:1.5!important;color:#63727c!important}
.consent{margin-top:16px;font-size:.76rem;line-height:1.55;color:#506174;display:flex;gap:10px;align-items:flex-start}
.consent input{height:17px;width:17px;flex:0 0 auto;margin-top:2px;accent-color:#163b56}
.consent a{color:#164d6b;text-decoration:underline;text-underline-offset:2px}
.privacy-warning{font-size:.72rem;line-height:1.5;color:#6a7882;margin-top:12px}
.form-status{display:none}
.demo-local-note{border-left:3px solid #b18a50;padding:10px 12px;font-size:.75rem;background:#f9f4e9;color:#624b29;margin-top:12px}
.footer-bottom a{color:#d3ad77;text-decoration:none;margin-left:16px}
.footer-bottom a:hover{text-decoration:underline}
.footer-bottom-links{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:6px 0}
@media(max-width:1000px){.product-video-kicker{letter-spacing:.06em}}
@media(max-width:680px){.footer-bottom-links{justify-content:flex-start}.footer-bottom a:first-child{margin-left:0}}

/* V8 narration player: omit the robotic voice in prior provisional MP4 files. */
.obs-video-frame{position:relative;min-width:0;overflow:hidden;border-radius:9px;background:#0d273d}
.obs-video-frame .product-video{border:0;border-radius:9px;box-shadow:none}
.obs-video-action{position:absolute;bottom:16px;left:50%;transform:translateX(-50%);z-index:3;background:#cda975;color:#0d2d53;padding:12px 18px;border:none;border-radius:40px;font-weight:750;font-size:.83rem;box-shadow:0 8px 24px rgba(0,0,0,.24);white-space:nowrap;max-width:calc(100% - 22px)}
.obs-video-action:hover,.obs-video-action:focus-visible{background:#f0d9ac;outline:2px solid #fff;outline-offset:2px}
.obs-audio-status{margin-top:12px;font-size:.76rem;line-height:1.4;color:#405d6d;min-height:2.2em}
.obs-video-transcript{margin-top:12px;border-top:1px solid #e4e5e2;padding:12px 0 0}
.obs-video-transcript summary{cursor:pointer;color:#17435d;font-weight:650;font-size:.84rem}
.obs-video-transcript p{font-size:.82rem;line-height:1.65;margin-top:12px}
html[lang="es"] [data-show-lang="en"],html[lang="en"] [data-show-lang="es"]{display:none}
@media(max-width:520px){.obs-video-action{font-size:.74rem;padding:10px 13px;bottom:9px}.obs-audio-status{font-size:.72rem}}

/* OBS V9: native video players, external audio unnecessary */
.product-video{display:block;width:100%}.obs-video-frame .product-video{border-radius:9px}

/* ───── OBS V11: interactive insurance inquiry ───── */
.obs-intake-root{color:#152f43;font-family:Aptos,'Segoe UI',Arial,sans-serif}
.obs-wizard-shell{background:#fff;border:1px solid rgba(17,44,64,.11);padding:29px 28px 20px;box-shadow:0 22px 52px rgba(8,28,46,.15);min-height:420px;border-radius:12px}
.obs-wizard-overline{display:flex;align-items:center;justify-content:space-between;gap:12px;font-weight:800;font-size:.62rem;letter-spacing:.11em;color:#9c7b45;text-transform:uppercase}
.obs-wizard-overline span:last-child{color:#617486;letter-spacing:.06em;white-space:nowrap}
.obs-wizard-track{height:6px;background:#ecedf0;margin:14px 0 28px;border-radius:8px;overflow:hidden}
.obs-wizard-track span{display:block;height:100%;background:linear-gradient(90deg,#b49056,#ddc293);transition:width .2s ease}
.obs-wizard-body h3{font-family:Georgia,'Times New Roman',serif;font-size:clamp(1.6rem,2.7vw,2rem);font-weight:500;line-height:1.19;color:#143047;letter-spacing:-.025em;margin:0 0 10px}
.obs-wizard-sub{font-size:.87rem;line-height:1.58;color:#617283;margin:0 0 24px}
.obs-choice-grid{display:grid;gap:10px}
.obs-choice{display:flex;align-items:center;gap:12px;min-height:64px;text-align:left;border:1px solid #d9e0e5;background:#fff;padding:13px 15px;border-radius:9px;width:100%;color:#1a364a;cursor:pointer;transition:border-color .15s ease,background .15s ease,transform .15s ease}
.obs-choice:hover,.obs-choice:focus-visible{border-color:#ae874e;background:#faf7ef;transform:translateY(-1px);outline:none}
.obs-choice.chosen{border-color:#b5925c;background:#f9f4e8}
.obs-choice-tick{color:#af8955;flex:0 0 24px;text-align:center;font-size:1rem}
.obs-choice strong{display:block;font-size:.87rem;line-height:1.34}
.obs-choice small{display:block;font-weight:400;color:#5e7080;margin-top:4px;font-size:.76rem;line-height:1.4}
.obs-choice-arrow{margin-left:auto;font-size:1.25rem;color:#ad935e}
.obs-quiet{font-size:.73rem;line-height:1.56;color:#68798a;margin:14px 0 0}
.obs-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}
.obs-form-grid.single{grid-template-columns:1fr}
.obs-field{display:flex;flex-direction:column;gap:8px;font-size:.8rem;color:#2d4859;font-weight:700}
.obs-field input,.obs-field select{display:block;width:100%;min-width:0;box-sizing:border-box;border:1px solid #d4dde3;border-radius:8px;padding:13px 12px;background:#fff;color:#162f42;font-family:inherit;font-size:16px;min-height:48px}
.obs-field input:focus,.obs-field select:focus{outline:2px solid #c5a371;outline-offset:1px}
.obs-span-2{grid-column:1/-1}
.obs-wizard-footer{display:flex;gap:12px;align-items:center;justify-content:space-between;border-top:1px solid #e9ecef;padding-top:20px;margin-top:24px}
.obs-button-primary{background:#173e5c;color:white;border:1px solid #173e5c;border-radius:8px;padding:12px 18px;font-family:inherit;font-size:.83rem;font-weight:800;cursor:pointer;min-height:46px}
.obs-button-primary:hover,.obs-button-primary:focus-visible{background:#285b7b;color:white}
.obs-button-back{border:0;background:transparent;color:#516c80;padding:10px 4px;font-weight:750;font-size:.82rem;cursor:pointer}
.obs-button-back:hover{color:#1d4058}
.obs-button-primary:disabled,.obs-button-back:disabled{opacity:.6;cursor:not-allowed}
.obs-wizard-smallprint{font-size:.65rem;text-align:center;line-height:1.5;margin-top:18px;color:#788793}
.obs-wizard-error{background:#fff2ed;color:#9b3e30;border-left:3px solid #b85235;border-radius:5px;font-size:.78rem;line-height:1.5;padding:12px 13px;margin-top:14px}
.obs-wizard-error[hidden]{display:none}
.obs-review{display:grid;grid-template-columns:1fr;gap:11px;margin-bottom:18px}
.obs-review>div{display:grid;grid-template-columns:110px 1fr;gap:15px;padding-bottom:9px;border-bottom:1px solid #eaedf0;align-items:start}
.obs-review span{font-size:.7rem;color:#677a87}
.obs-review strong{font-size:.8rem;font-weight:750;line-height:1.4;overflow-wrap:anywhere}
.obs-consents{display:grid;gap:13px}
.obs-check{display:flex;gap:10px;align-items:flex-start;font-size:.75rem;line-height:1.55;color:#345064;cursor:pointer}
.obs-check input{margin:3px 0 0;accent-color:#254c64;flex:0 0 17px;width:17px;height:17px}
.obs-check a{color:#1c5677;text-decoration:underline}
.obs-code-wrap{background:#f6f8fa;border:1px solid #e4e8ea;padding:25px 18px;text-align:center;border-radius:9px}
.obs-code-wrap p{font-size:.85rem;line-height:1.65;color:#425e72;margin:12px 0 16px}
.obs-code-symbol{display:grid;place-items:center;width:50px;height:50px;margin:auto;border-radius:50%;background:#f1e8d7;color:#966d32;font-size:24px}
.obs-code-actions{display:grid;gap:13px;max-width:260px;margin:0 auto;text-align:left}
.obs-code-actions .obs-button-primary{width:100%}
.obs-code-actions #obs-code{text-align:center;letter-spacing:.25em;font-size:1.1rem;font-weight:800}
.obs-resend{color:#1c5677;border:0;background:transparent;text-decoration:underline;cursor:pointer;font-size:.8rem;padding:5px}
.obs-wizard-success{text-align:center;padding:25px 0}
.obs-wizard-success h3{font-size:1.75rem;font-family:Georgia,serif;color:#173c52;margin:14px 0}
.obs-wizard-success p{line-height:1.65;font-size:.88rem;color:#4b6473}
.obs-wizard-success small{display:block;margin-top:16px;color:#72838b;font-size:.72rem}
.obs-success-check{width:62px;height:62px;display:grid;place-items:center;border-radius:50%;margin:auto;background:#eaf2eb;color:#2c6d48;font-size:1.6rem}
@media(max-width:650px){.obs-wizard-shell{padding:24px 18px 15px;min-height:380px}.obs-wizard-body h3{font-size:1.7rem}.obs-form-grid{grid-template-columns:1fr}.obs-review>div{grid-template-columns:86px 1fr}.obs-choice{padding:12px 10px}.obs-wizard-footer{gap:6px}.obs-button-primary{padding:12px 14px;font-size:.77rem}.obs-wizard-overline{font-size:.55rem}}

/* ===== OBS V12 – consultative, readable inquiry layout ===== */
.obs-intake-section{background:linear-gradient(180deg,#102e46 0,#153750 315px,#f5f2eb 315px,#f5f2eb 100%);padding:76px 0 100px;color:#142c3f;scroll-margin-top:95px}
.obs-intake-section .container{max-width:1120px}
.obs-intake-heading{text-align:center;max-width:800px;margin:0 auto 37px;color:#fff}
.obs-intake-eyebrow{justify-content:center;color:#edd0a0;margin-bottom:18px}
.obs-intake-heading h2{font-family:Georgia,'Times New Roman',serif;font-size:clamp(2.25rem,3.4vw,3.7rem);line-height:1.16;font-weight:500;margin:0 0 19px;color:#fff}
.obs-intake-heading h2 em{color:#dfbb7e;font-style:normal}
.obs-intake-heading>p{font-size:1.06rem;line-height:1.75;color:#d8e4ec;max-width:660px;margin:0 auto 22px}
.obs-reassurance{display:flex;gap:20px 30px;flex-wrap:wrap;justify-content:center;margin-top:22px}
.obs-reassurance>span{font-size:.84rem;font-weight:650;color:#e2ebef;display:inline-flex;align-items:center;gap:7px}
.obs-reassurance i{font-style:normal;color:#dbbc83;font-size:1.08rem}
.obs-intake-root{width:100%;max-width:830px;margin:0 auto}
.obs-intake-legal{max-width:830px;margin:24px auto 0;font-size:.78rem;line-height:1.75;color:#526775;text-align:center}
.obs-intake-legal strong{color:#213e54}
.obs-v12-card{width:100%;background:#fff;border:1px solid #e1e5e8;border-radius:19px;box-shadow:0 24px 65px rgba(17,42,60,.17);overflow:hidden;color:#153147}
.obs-v12-header{padding:36px 43px 8px}
.obs-v12-kicker{display:flex;justify-content:space-between;align-items:center;gap:18px;font-size:.79rem;font-weight:800;letter-spacing:.09em;color:#94753e}
.obs-v12-kicker strong{color:#4d6575;font-size:.82rem;letter-spacing:0;font-weight:750}
.obs-v12-progress{height:7px;width:100%;background:#e8edf0;border-radius:50px;overflow:hidden;margin:19px 0 29px}
.obs-v12-progress span{display:block;height:100%;background:linear-gradient(90deg,#b9925d,#dfbd83);border-radius:50px;transition:width .3s ease}
.obs-v12-header h3{font-family:Georgia,'Times New Roman',serif;font-size:clamp(1.75rem,3vw,2.25rem);line-height:1.19;font-weight:500;letter-spacing:-.018em;color:#153149;margin:0 0 13px}
.obs-v12-header .obs-v12-sub{color:#597080;font-size:1.01rem;line-height:1.65;margin:0 0 18px}
.obs-v12-body{padding:3px 43px 28px}
.obs-v12-choice-grid{display:grid;grid-template-columns:1fr;gap:12px}
.obs-v12-choice-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.obs-v12-choice-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.obs-v12-choice{display:flex;align-items:center;text-align:left;gap:15px;width:100%;min-height:91px;padding:16px 18px;border-radius:12px;border:1.5px solid #dce3e7;background:#fff;color:#153149;cursor:pointer;transition:background .12s,border-color .12s,box-shadow .12s}
.obs-v12-choice:hover,.obs-v12-choice:focus-visible{background:#f9f7f2;border-color:#bd995e;outline:none;box-shadow:0 0 0 3px rgba(197,164,109,.16)}
.obs-v12-choice.is-selected{border:2px solid #b99355;background:#faf6ed;box-shadow:0 0 0 2px rgba(196,160,105,.12)}
.obs-v12-choice-symbol{display:grid;place-items:center;flex:0 0 43px;width:43px;height:43px;background:#edf2f5;color:#315775;border-radius:10px;font-size:1.24rem;font-weight:700;font-family:Georgia,serif}
.obs-v12-choice.is-selected .obs-v12-choice-symbol{background:#f0e4cf;color:#916c31}
.obs-v12-choice-copy{display:block;min-width:0;flex:1}
.obs-v12-choice-copy strong{display:block;font-size:1.03rem;font-weight:760;line-height:1.35;color:#19374b}
.obs-v12-choice-copy small{display:block;font-size:.84rem;color:#5d7180;line-height:1.5;font-weight:450;margin-top:4px}
.obs-v12-choice-select{width:24px;height:24px;flex:0 0 24px;border:1.5px solid #c4ced3;border-radius:50%;display:grid;place-items:center;font-size:.83rem;color:white;font-weight:800}
.obs-v12-choice.is-selected .obs-v12-choice-select{background:#b18c53;border-color:#b18c53}
.obs-v12-question-label{font-size:1.06rem;line-height:1.45;font-weight:760;color:#26445a;margin:3px 0 15px}
.obs-v12-optional{display:inline-block;background:#f4f1e9;color:#806846;font-size:.71rem;padding:3px 9px;border-radius:20px;margin-left:8px;vertical-align:middle}
.obs-v12-note{color:#657787;font-size:.88rem;line-height:1.65;margin:18px 0 0}
.obs-v12-inner-divider{height:1px;background:#e6eaec;margin:27px 0}
.obs-v12-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.obs-v12-form-grid.single{grid-template-columns:1fr}
.obs-v12-field{display:flex;flex-direction:column;gap:9px;color:#2e4e62;font-size:.91rem;font-weight:750}
.obs-v12-field input,.obs-v12-field select{width:100%;height:54px;min-width:0;background:white;color:#153149;border:1.5px solid #d2dde3;border-radius:10px;padding:12px 15px;font-size:1rem;font-weight:500;font-family:Aptos,'Segoe UI',Arial,sans-serif;box-sizing:border-box}
.obs-v12-field input::placeholder{color:#9aabb7}
.obs-v12-field input:focus,.obs-v12-field select:focus{border-color:#ad8956;outline:3px solid #f4e5c7;outline-offset:0}
.obs-v12-age{max-width:260px}
.obs-v12-section-label{font-size:.76rem;text-transform:uppercase;font-weight:850;letter-spacing:.1em;color:#9d7a47;margin-bottom:17px}
.obs-v12-form-grid .obs-full,.obs-v12-wide{grid-column:1/-1}
.obs-v12-note-box{display:flex;gap:12px;align-items:flex-start;background:#eef4f7;padding:15px 16px;border-radius:10px;color:#3c6074;font-size:.86rem;line-height:1.6;margin-top:19px}
.obs-v12-footer{display:flex;justify-content:space-between;align-items:center;gap:15px;padding:22px 43px 16px;border-top:1px solid #e7ebed;background:#fbfcfc}
.obs-v12-button{display:inline-flex;justify-content:center;align-items:center;gap:14px;font-size:1rem;font-weight:800;padding:15px 24px;min-height:54px;cursor:pointer;border-radius:10px;transition:background .15s,transform .15s;font-family:inherit;line-height:1.2}
.obs-v12-button.primary{background:#143e5c;color:white;border:1px solid #143e5c}
.obs-v12-button.primary:hover,.obs-v12-button.primary:focus-visible{background:#215676;transform:translateY(-1px)}
.obs-v12-button.secondary{border:1px solid #d9e2e7;color:#3a596d;background:white}
.obs-v12-button.secondary:hover,.obs-v12-button.secondary:focus-visible{border-color:#ad8956;color:#163750}
.obs-v12-button:disabled{opacity:.5;cursor:wait}
.obs-v12-smallprint{text-align:center;padding:0 20px 17px;background:#fbfcfc;color:#7c8d96;font-size:.75rem}
.obs-v12-error{padding:14px 16px;background:#fff0ed;color:#9a3325;border-left:4px solid #bd4e3a;border-radius:6px;font-size:.9rem;font-weight:650;line-height:1.5;margin:17px 0 0}
.obs-v12-error[hidden]{display:none}
.obs-v12-review{background:#fafbf9;padding:23px 25px;border:1px solid #e7eceb;border-radius:12px;display:grid;gap:0}
.obs-v12-review-title{font-size:.77rem;letter-spacing:.1em;text-transform:uppercase;color:#9b7a47;font-weight:800;margin:18px 0 8px}
.obs-v12-review-title:first-child{margin-top:0}
.obs-v12-review>div:not(.obs-v12-review-title){display:grid;grid-template-columns:145px minmax(0,1fr);gap:16px;border-bottom:1px solid #e4e9ea;padding:12px 0;font-size:.91rem;line-height:1.45}
.obs-v12-review>div>span{font-weight:600;color:#698092}
.obs-v12-review>div>strong{font-weight:750;color:#203c50;overflow-wrap:anywhere}
.obs-v12-consents{display:grid;gap:15px;margin-top:23px}
.obs-v12-check{display:flex;gap:13px;align-items:flex-start;color:#345369;font-size:.86rem;line-height:1.6;cursor:pointer}
.obs-v12-check input{accent-color:#143e5c;flex:0 0 20px;width:20px;height:20px;margin:3px 0 0}
.obs-v12-check a{text-decoration:underline;color:#155877}
.obs-v12-code-panel{max-width:520px;margin:auto;text-align:center;background:#f5f8f9;border:1px solid #e4ebed;border-radius:12px;padding:30px 24px}
.obs-v12-envelope{display:grid;place-items:center;width:64px;height:64px;background:#efe3ce;color:#9f7942;border-radius:50%;font-size:1.85rem;margin:auto}
.obs-v12-code-panel p{line-height:1.75;color:#496477;font-size:1rem;margin:17px 0 25px}
.obs-v12-code-entry{display:grid;gap:15px;max-width:270px;margin:auto}
.obs-v12-code-entry input{text-align:center;letter-spacing:.22em;font-weight:750;font-size:1.2rem}
.obs-v12-resend{border:0;background:transparent;color:#17557b;cursor:pointer;text-decoration:underline;font-weight:700;padding:8px}
.obs-v12-result{padding:75px 60px;text-align:center}
.obs-v12-result-icon{display:grid;place-items:center;width:70px;height:70px;background:#f1e3c9;color:#ad8446;border-radius:50%;font-size:2rem;margin:0 auto 24px}
.obs-v12-result h3{font-size:2rem;font-family:Georgia,serif;color:#153147;margin-bottom:16px}
.obs-v12-result p{max-width:570px;margin:0 auto 18px;color:#546d7e;font-size:1rem;line-height:1.8}
.obs-v12-result small{color:#7a8b97}
@media(max-width:850px){.obs-intake-section{padding:70px 0}.obs-v12-header{padding:31px 30px 6px}.obs-v12-body{padding:3px 30px 25px}.obs-v12-footer{padding:22px 30px 14px}.obs-v12-choice-grid.three{grid-template-columns:1fr}}
@media(max-width:620px){.obs-intake-section{padding:56px 0 65px;background:linear-gradient(180deg,#102e46 0,#153750 360px,#f5f2eb 360px)}.obs-intake-heading h2{font-size:2.2rem}.obs-intake-heading>p{font-size:.92rem}.obs-reassurance{gap:9px 18px}.obs-reassurance>span{font-size:.75rem}.obs-v12-card{border-radius:13px}.obs-v12-header{padding:24px 19px 6px}.obs-v12-header h3{font-size:1.8rem}.obs-v12-header .obs-v12-sub{font-size:.91rem}.obs-v12-kicker{font-size:.66rem}.obs-v12-body{padding:0 19px 22px}.obs-v12-choice-grid.two,.obs-v12-choice-grid.three{grid-template-columns:1fr}.obs-v12-choice{min-height:76px;padding:13px 12px;gap:12px}.obs-v12-choice-copy strong{font-size:.95rem}.obs-v12-choice-copy small{font-size:.78rem}.obs-v12-choice-symbol{width:37px;height:37px;flex-basis:37px}.obs-v12-form-grid{grid-template-columns:1fr}.obs-v12-footer{padding:17px 19px 12px}.obs-v12-button{padding:12px 15px;min-height:49px;font-size:.89rem}.obs-v12-review{padding:15px}.obs-v12-review>div:not(.obs-v12-review-title){grid-template-columns:90px 1fr;gap:10px;font-size:.78rem}.obs-intake-legal{font-size:.72rem}}



/* OBS V15 · diseño de tarjeta única inspirado en la referencia del cliente */
:root{--obs-azul:#102d43;--obs-azul2:#173e59;--obs-dorado:#c5a06a;--obs-crema:#f6f3eb;--obs-blanco:#ffffff}
.obs-intake-section{background:radial-gradient(ellipse at 12% 12%,rgba(208,184,136,.13),transparent 39%),var(--obs-crema)!important;padding:64px 0 80px!important;scroll-margin-top:95px;}
.obs-intake-section .container{max-width:970px!important}
/* Quita el bloque externo repetido: una única tarjeta hace de encabezado y encuesta */
.obs-intake-heading{display:none!important}
.obs-intake-root{display:block!important;width:100%;max-width:735px!important;margin:0 auto!important}
.obs-v12-card.obs-v14-card{display:block!important;width:100%!important;max-width:735px!important;background:var(--obs-blanco)!important;border:1px solid #dfded8!important;border-radius:18px!important;overflow:hidden!important;box-shadow:0 18px 45px rgba(15,42,61,.14)!important;color:#15344a;box-sizing:border-box}
.obs-v14-brand{background:linear-gradient(120deg,var(--obs-azul),var(--obs-azul2))!important;color:#fff!important;padding:23px 33px 22px!important;position:relative;overflow:hidden}
.obs-v14-brand:before{content:'';position:absolute;width:155px;height:155px;right:-48px;top:-63px;border:1px solid rgba(218,176,108,.25);border-radius:50%;pointer-events:none}
.obs-v14-brand-top{display:flex;align-items:center;gap:12px;margin-bottom:7px;color:#e1bc7e;font-size:.72rem;font-weight:850;letter-spacing:.085em}
.obs-v14-brand-top img{width:41px;height:41px;object-fit:contain;filter:drop-shadow(0 2px 2px rgba(0,0,0,.12));flex:0 0 41px}
.obs-v14-brand h3{font-family:Georgia,'Times New Roman',serif;font-weight:500;font-size:clamp(1.35rem,2.45vw,1.8rem);line-height:1.2;letter-spacing:-.012em;color:white;margin:0 0 5px 53px}
.obs-v14-brand p{font-size:.87rem;color:#dee9ee;line-height:1.5;margin:0 0 0 53px;max-width:530px}
.obs-v14-process{padding:30px 36px 24px!important;background:#fff!important}
.obs-v14-process .obs-v12-kicker{display:flex;justify-content:space-between;align-items:center;color:#917143;font-size:.75rem;letter-spacing:.08em;gap:12px}
.obs-v14-process .obs-v12-kicker strong{color:#587186;font-size:.75rem;letter-spacing:0}
.obs-v14-process .obs-v12-progress{height:5px;margin:14px 0 25px;background:#e9ecee}
.obs-v14-process .obs-v12-progress span{background:linear-gradient(90deg,#ae8750,#dfbd83)}
.obs-v14-process .obs-v12-header{padding:0!important;background:#fff!important;border:0!important}
.obs-v14-process .obs-v12-header h3{font:500 clamp(1.55rem,2.6vw,2rem)/1.23 Georgia,'Times New Roman',serif;color:#163a52!important;letter-spacing:-.012em;margin:0 0 9px}
.obs-v14-process .obs-v12-header .obs-v12-sub{color:#597080!important;font-size:.94rem!important;line-height:1.55;margin:0 0 23px}
.obs-v14-process .obs-v12-body{padding:0!important;background:#fff!important}
.obs-v14-process .obs-v12-choice-grid{gap:12px}
.obs-v14-process .obs-v12-choice{border:1.5px solid #dfe5e9!important;border-radius:11px;background:#fff!important;min-height:81px;padding:14px 15px;gap:12px;box-shadow:0 2px 4px rgba(18,49,71,.025);color:#15374c}
.obs-v14-process .obs-v12-choice:hover,.obs-v14-process .obs-v12-choice:focus-visible{background:#fcf8f0!important;border-color:#b9955d!important;box-shadow:0 0 0 3px rgba(191,156,100,.14)}
.obs-v14-process .obs-v12-choice.is-selected{background:#faf2e4!important;border-color:#c29a5d!important;box-shadow:inset 4px 0 0 #c29a5d,0 0 0 1px rgba(194,154,93,.06)}
.obs-v14-process .obs-v12-choice-symbol{display:grid;place-items:center;background:#eef2f5;color:#254e6a;width:39px;height:39px;flex-basis:39px;border-radius:10px;font-size:1.15rem}
.obs-v14-process .obs-v12-choice.is-selected .obs-v12-choice-symbol{background:#efdfc4;color:#7f5c29}
.obs-v14-process .obs-v12-choice-copy strong{font-size:1rem;color:#15364b;line-height:1.35}
.obs-v14-process .obs-v12-choice-copy small{font-size:.83rem;line-height:1.46;color:#647887}
.obs-v14-process .obs-v12-choice-select{width:23px;height:23px;flex:0 0 23px;border-color:#b6c5cd;background:white;color:white}
.obs-v14-process .obs-v12-choice.is-selected .obs-v12-choice-select{border-color:#173d57;background:#173d57;color:white}
.obs-v14-process .obs-v12-footer{background:#fff!important;border-top:1px solid #e6ebed;padding:20px 0 0;margin-top:25px;gap:12px}
.obs-v14-process .obs-v12-button{border-radius:9px;min-height:49px;font-weight:750;font-size:.94rem;padding:13px 23px}
.obs-v14-process .obs-v12-button.primary{background:#163d58;color:#fff;border-color:#163d58}
.obs-v14-process .obs-v12-button.primary:hover{background:#215b7b;color:#fff}
.obs-v14-process .obs-v12-button.secondary{background:white;border-color:#cfdbdf;color:#25485f}
.obs-v14-process .obs-v12-smallprint{background:#fff!important;color:#788993;padding:13px 0 0;font-size:.73rem}
.obs-v14-process .obs-v12-review{background:#fafafa;border:1px solid #e6e8e8;padding:18px 20px;border-radius:10px}
.obs-v14-process .obs-v12-consents{margin-top:26px;display:grid;gap:18px}
.obs-v14-process .obs-v12-consent-card{display:grid!important;grid-template-columns:25px minmax(0,1fr)!important;gap:16px!important;align-items:start;background:#fff!important;border:1px solid #d9e0e3!important;border-radius:11px;padding:19px 20px!important;cursor:pointer;box-shadow:0 5px 12px rgba(12,35,52,.035)}
.obs-v14-process .obs-v12-consent-card:has(input:checked){background:#fdf9f1!important;border-color:#c49f69!important}
.obs-v14-process .obs-v12-consent-card input{width:21px;height:21px;min-width:21px;appearance:auto;position:static;opacity:1;margin:2px 0 0;accent-color:#173d58}
.obs-v14-process .obs-v12-consent-copy strong{display:block;font-size:.92rem;color:#16364b;margin:0 0 6px}
.obs-v14-process .obs-v12-consent-copy span{display:block;font-size:.89rem;color:#486174;line-height:1.58}
.obs-v14-process .obs-v12-consent-copy a{color:#1a5879;text-decoration:underline;text-underline-offset:2px}
.obs-v14-process .obs-v12-note.legal-warning{margin:20px 0 0;background:#f8f3e9;border-left:4px solid #c09a5f;padding:14px 16px;color:#5b6571}
.obs-v14-process .obs-v12-field input,.obs-v14-process .obs-v12-field select{background:white;border-color:#d6e0e3}
.obs-v14-process .obs-v12-field input:focus,.obs-v14-process .obs-v12-field select:focus{border-color:#c29a5d;outline-color:#eddfc8}
.obs-v14-result{padding:50px 25px!important;background:#fff!important}
.obs-intake-legal{margin:23px auto 0!important;max-width:710px!important;font-size:.74rem!important;color:#647987!important;line-height:1.58;text-align:center}
@media(max-width:640px){
  .obs-intake-section{padding:25px 0 62px!important}
  .obs-intake-section .container{width:calc(100% - 26px)!important}
  .obs-v12-card.obs-v14-card{border-radius:13px!important}
  .obs-v14-brand{padding:19px 18px 18px!important}
  .obs-v14-brand-top{font-size:.61rem;letter-spacing:.06em;gap:9px}
  .obs-v14-brand-top img{width:34px;height:34px;flex-basis:34px}
  .obs-v14-brand h3{font-size:1.37rem;margin:8px 0 4px}
  .obs-v14-brand p{font-size:.81rem;margin:0}
  .obs-v14-process{padding:21px 18px 21px!important}
  .obs-v14-process .obs-v12-header h3{font-size:1.65rem}
  .obs-v14-process .obs-v12-header .obs-v12-sub{font-size:.86rem!important;margin-bottom:17px}
  .obs-v14-process .obs-v12-choice-grid.two,.obs-v14-process .obs-v12-choice-grid.three{grid-template-columns:1fr}
  .obs-v14-process .obs-v12-choice{padding:13px 11px;min-height:70px;gap:10px}
  .obs-v14-process .obs-v12-choice-symbol{width:35px;height:35px;flex-basis:35px}
  .obs-v14-process .obs-v12-choice-copy strong{font-size:.91rem}
  .obs-v14-process .obs-v12-choice-copy small{font-size:.77rem}
  .obs-v14-process .obs-v12-footer{gap:9px}
  .obs-v14-process .obs-v12-button{font-size:.85rem;padding:11px 15px;min-height:46px}
  .obs-v14-process .obs-v12-review{padding:12px 14px}
  .obs-v14-process .obs-v12-consent-card{padding:15px 13px!important;gap:11px!important}
  .obs-v14-process .obs-v12-consent-copy span{font-size:.81rem}
  .obs-intake-legal{font-size:.68rem!important}
}

/* V16: portada neutral, representa protección de familias y asesoría empresarial por igual */
.hero-image-wrap{max-width:575px}
.hero-image{height:auto;aspect-ratio:1586/992;object-fit:contain;object-position:center;border-radius:24px;box-shadow:20px 22px 0 rgba(206,171,120,.13)}
.hero-image-wrap:after{display:none}
.photo-badge{bottom:-22px;left:18px;min-width:0;border-radius:8px;padding:13px 20px}
@media(max-width:790px){.hero-image{height:auto;aspect-ratio:1586/992;border-radius:20px}.photo-badge{bottom:-18px;left:16px}}
@media(max-width:550px){.hero-image{height:auto;aspect-ratio:1586/992;border-radius:16px}.photo-badge{bottom:-16px;left:10px;padding:10px 12px}}


/* V17 — original shield silhouette as the only home hero visual */
.hero-home:after{content:none}
.hero-home:before{background:radial-gradient(ellipse at 76% 45%,rgba(184,141,75,.13),transparent 48%),radial-gradient(ellipse at 10% 20%,rgba(44,83,111,.26),transparent 60%),repeating-linear-gradient(105deg,transparent 0 90px,rgba(255,255,255,.009) 91px 92px)}
.hero-grid{grid-template-columns:minmax(0,1fr) minmax(390px,.9fr);gap:32px;min-height:590px;padding:62px 0 74px}
.hero-copy{position:relative;z-index:2}
.hero-copy h1{font-size:clamp(4.1rem,6vw,6rem)}
.hero-watermark-art{position:relative;display:flex;align-items:center;justify-content:center;width:100%;min-height:500px;pointer-events:none;overflow:visible}
.hero-watermark-art::before{content:'';position:absolute;width:min(92%,510px);aspect-ratio:1;left:50%;top:50%;transform:translate(-50%,-50%);background:radial-gradient(ellipse,rgba(204,164,102,.065),transparent 68%);filter:blur(7px)}
.hero-watermark-art::after{content:'';position:absolute;width:76%;max-width:450px;height:1px;left:50%;bottom:43px;transform:translateX(-50%);background:linear-gradient(90deg,transparent,rgba(216,176,110,.35),transparent)}
.hero-watermark-crest{position:relative;display:block;width:min(100%,490px);height:515px;object-fit:contain;opacity:.74;filter:drop-shadow(0 18px 40px rgba(7,19,30,.08));user-select:none}
@media(max-width:1050px){.hero-grid{grid-template-columns:minmax(0,1fr) minmax(300px,.78fr)}.hero-watermark-crest{height:430px}}
@media(max-width:790px){.hero-grid{grid-template-columns:1fr;min-height:auto;gap:15px;padding:56px 0 58px}.hero-copy h1{font-size:clamp(3.15rem,8vw,4.7rem)}.hero-watermark-art{position:absolute;inset:0 0 0 auto;z-index:0;width:76%;height:100%;min-height:0;overflow:hidden;opacity:.28;align-items:center;justify-content:flex-end}.hero-watermark-crest{position:relative;right:-18%;height:84%;max-height:520px;width:100%;opacity:.54}.hero-watermark-art::after,.hero-watermark-art::before{display:none}.hero-copy{max-width:610px}}
@media(max-width:550px){.hero-grid{padding:56px 0 64px}.hero-watermark-art{width:95%;opacity:.22}.hero-watermark-crest{right:-32%;height:72%;max-height:440px}.hero-copy h1{font-size:clamp(2.8rem,11.5vw,4.4rem)}.hero-copy p{position:relative;z-index:1}}

/* V17 mobile watermark visibility adjustment */
@media(max-width:550px){.hero-watermark-art{width:105%;opacity:.42}.hero-watermark-crest{right:-34%;height:79%;opacity:.80}}


/* V18 — full OBS logo as watermark */
.hero-grid{grid-template-columns:minmax(0,1fr) minmax(420px,.95fr);gap:42px}
.hero-watermark-art{position:relative;display:flex;align-items:center;justify-content:center;width:100%;min-height:500px;pointer-events:none;overflow:visible}
.hero-watermark-art::before{content:'';position:absolute;width:min(96%,560px);aspect-ratio:1;left:50%;top:50%;transform:translate(-50%,-50%);background:radial-gradient(ellipse,rgba(204,164,102,.07),transparent 70%);filter:blur(7px)}
.hero-watermark-art::after{content:'';position:absolute;width:84%;max-width:520px;height:1px;left:50%;bottom:58px;transform:translateX(-50%);background:linear-gradient(90deg,transparent,rgba(216,176,110,.32),transparent)}
.hero-watermark-logo{position:relative;display:flex;align-items:center;gap:22px;max-width:560px;padding:26px 30px;border-radius:26px;background:linear-gradient(180deg,rgba(255,255,255,.065),rgba(255,255,255,.028));border:1px solid rgba(212,176,114,.16);box-shadow:0 18px 40px rgba(7,19,30,.10);backdrop-filter:blur(1px);opacity:.52}
.hero-watermark-emblem{display:block;width:108px;height:auto;object-fit:contain;filter:drop-shadow(0 10px 22px rgba(7,19,30,.08))}
.hero-watermark-wordmark{display:flex;flex-direction:column;gap:6px;min-width:0}
.hero-watermark-name{font-size:clamp(2.1rem,3.2vw,3.1rem);line-height:.95;font-weight:850;letter-spacing:.18em;color:rgba(255,255,255,.92)}
.hero-watermark-sub{font-size:clamp(.86rem,1.2vw,1.15rem);line-height:1.2;font-weight:700;letter-spacing:.42em;color:rgba(214,180,120,.88)}
@media(max-width:1050px){.hero-grid{grid-template-columns:minmax(0,1fr) minmax(320px,.84fr)}.hero-watermark-logo{transform:scale(.88);transform-origin:center}}
@media(max-width:790px){.hero-grid{grid-template-columns:1fr;min-height:auto;gap:15px;padding:56px 0 58px}.hero-copy h1{font-size:clamp(3.15rem,8vw,4.7rem)}.hero-watermark-art{position:absolute;inset:0 0 0 auto;z-index:0;width:92%;height:100%;min-height:0;overflow:hidden;opacity:.30;align-items:center;justify-content:flex-end}.hero-watermark-logo{margin-right:-14%;transform:scale(1.03);opacity:.78;gap:16px;padding:18px 22px;border-radius:20px}.hero-watermark-emblem{width:86px}.hero-watermark-name{font-size:clamp(1.55rem,6vw,2.1rem)}.hero-watermark-sub{font-size:clamp(.6rem,2vw,.82rem);letter-spacing:.28em}.hero-watermark-art::after,.hero-watermark-art::before{display:none}.hero-copy{max-width:610px}}
@media(max-width:550px){.hero-grid{padding:56px 0 64px}.hero-watermark-art{width:100%;opacity:.26}.hero-watermark-logo{margin-right:-30%;transform:scale(.88);padding:14px 16px;gap:12px;background:linear-gradient(180deg,rgba(255,255,255,.04),rgba(255,255,255,.02));border-color:rgba(212,176,114,.10)}.hero-watermark-emblem{width:72px}.hero-watermark-name{font-size:1.22rem;letter-spacing:.16em}.hero-watermark-sub{font-size:.5rem;letter-spacing:.22em}.hero-copy h1{font-size:clamp(2.8rem,11.5vw,4.4rem)}.hero-copy p{position:relative;z-index:1}}


/* V19 — full OBS logo as primary hero visual (not watermark) */
.hero-grid{grid-template-columns:minmax(0,1fr) minmax(460px,.98fr);gap:46px;min-height:610px}
.hero-watermark-art{position:relative;display:flex;align-items:center;justify-content:center;width:100%;min-height:530px;pointer-events:none;overflow:visible;opacity:1}
.hero-watermark-art::before{content:'';position:absolute;inset:8% 2%;background:radial-gradient(ellipse at center,rgba(214,180,120,.11),transparent 64%);filter:blur(8px)}
.hero-watermark-art::after{display:none}
.hero-watermark-logo{position:relative;display:flex;align-items:center;gap:28px;width:min(100%,680px);padding:34px 38px;border-radius:30px;background:linear-gradient(180deg,rgba(255,255,255,.12),rgba(255,255,255,.06));border:1px solid rgba(214,180,120,.24);box-shadow:0 24px 56px rgba(7,19,30,.14);backdrop-filter:blur(2px);opacity:1}
.hero-watermark-emblem{display:block;width:138px;height:auto;object-fit:contain;filter:drop-shadow(0 12px 24px rgba(7,19,30,.10))}
.hero-watermark-wordmark{display:flex;flex-direction:column;gap:10px;min-width:0}
.hero-watermark-name{font-size:clamp(2.7rem,4vw,4rem);line-height:.94;font-weight:850;letter-spacing:.16em;color:rgba(255,255,255,.96)}
.hero-watermark-sub{font-size:clamp(1rem,1.35vw,1.32rem);line-height:1.2;font-weight:700;letter-spacing:.40em;color:rgba(214,180,120,.98)}
@media(max-width:1180px){.hero-grid{grid-template-columns:minmax(0,1fr) minmax(390px,.9fr);gap:38px}.hero-watermark-logo{padding:28px 30px}.hero-watermark-emblem{width:118px}.hero-watermark-name{font-size:clamp(2.2rem,3.5vw,3.3rem)}}
@media(max-width:790px){.hero-grid{grid-template-columns:1fr;min-height:auto;gap:22px;padding:56px 0 58px}.hero-watermark-art{position:relative;width:100%;min-height:0;overflow:visible;opacity:1;justify-content:flex-start}.hero-watermark-logo{width:100%;max-width:none;gap:18px;padding:22px 20px;border-radius:22px}.hero-watermark-emblem{width:92px}.hero-watermark-name{font-size:clamp(1.7rem,7vw,2.4rem);letter-spacing:.13em}.hero-watermark-sub{font-size:clamp(.66rem,2.6vw,.9rem);letter-spacing:.26em}.hero-copy{max-width:610px}}
@media(max-width:550px){.hero-grid{padding:54px 0 60px}.hero-watermark-logo{gap:14px;padding:18px 16px;border-radius:18px}.hero-watermark-emblem{width:74px}.hero-watermark-name{font-size:1.35rem;letter-spacing:.12em}.hero-watermark-sub{font-size:.55rem;letter-spacing:.20em}}


/* V20 — logo original sólido ARRIBA, fotografía equilibrada DEBAJO; sin marcas de agua */
.hero-home:after{display:none}
.hero-grid{grid-template-columns:minmax(0,1fr) minmax(440px,.94fr);gap:66px;min-height:660px;padding:68px 0 82px;align-items:center}
.hero-copy{position:relative;z-index:2}
.hero-copy h1{font-size:clamp(3.65rem,5.5vw,5.9rem)}
.hero-brand-visual{display:flex;flex-direction:column;align-items:stretch;justify-content:center;gap:25px;min-width:0;max-width:590px;width:100%;margin-left:auto;position:relative;z-index:1}
.hero-brand-signature{display:flex;align-items:center;justify-content:center;gap:21px;min-width:0;min-height:126px;padding:3px 8px 0;color:#fff;opacity:1}
.hero-brand-emblem{width:86px;height:105px;object-fit:contain;flex:0 0 86px;filter:drop-shadow(0 5px 13px rgba(1,12,23,.14))}
.hero-brand-namebox{display:flex;flex-direction:column;align-items:flex-start;justify-content:center;min-width:0;gap:9px}
.hero-brand-main-name{color:#fff;font-size:clamp(2.55rem,3.5vw,3.65rem);font-weight:800;letter-spacing:.14em;line-height:1.02;white-space:nowrap}
.hero-brand-sub-name{color:#dfbf88;font-size:clamp(.83rem,1.1vw,1.1rem);font-weight:750;letter-spacing:.32em;line-height:1.3;white-space:nowrap}
.hero-brand-photo{margin:0;position:relative;padding:0 0 0 0;overflow:hidden;border:1px solid rgba(224,191,132,.48);border-radius:15px;box-shadow:0 22px 50px rgba(4,20,35,.24)}
.hero-brand-photo:before{content:'';position:absolute;inset:0;border:7px solid rgba(255,255,255,.06);border-radius:15px;pointer-events:none;z-index:1}
.hero-brand-photo img{width:100%;aspect-ratio:1.85/1;height:auto;max-height:330px;object-fit:cover;object-position:center;display:block}
@media (max-width:1100px){.hero-grid{grid-template-columns:minmax(0,1fr) minmax(360px,.9fr);gap:36px}.hero-brand-main-name{font-size:2.5rem}.hero-brand-emblem{width:76px;height:95px;flex-basis:76px}.hero-brand-signature{gap:14px}}
@media (max-width:790px){.hero-grid{grid-template-columns:1fr;min-height:auto;gap:40px;padding:56px 0 64px}.hero-copy h1{font-size:clamp(3.15rem,8vw,4.7rem)}.hero-brand-visual{position:relative;max-width:610px;margin:0 auto;gap:21px}.hero-brand-signature{min-height:104px;justify-content:center}.hero-brand-main-name{font-size:clamp(2.3rem,6.7vw,3.3rem)}.hero-brand-sub-name{font-size:clamp(.78rem,2vw,1.0rem)}.hero-brand-photo img{aspect-ratio:1.85/1;max-height:none}}
@media (max-width:550px){.hero-grid{gap:31px;padding:47px 0 60px}.hero-brand-signature{gap:13px;padding:0 2px;min-height:88px}.hero-brand-emblem{width:63px;height:78px;flex-basis:63px}.hero-brand-namebox{gap:5px}.hero-brand-main-name{font-size:clamp(1.75rem,7vw,2.35rem);letter-spacing:.12em}.hero-brand-sub-name{font-size:clamp(.57rem,2.28vw,.8rem);letter-spacing:.2em}.hero-brand-photo{border-radius:12px}.hero-brand-photo img{aspect-ratio:1.4/1;object-position:center center}.hero-copy h1{font-size:clamp(2.8rem,11.5vw,4.4rem)}}